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Debt Payoff Calculator

Compare the snowball and avalanche methods side by side. See exactly when you'll be debt-free and how much interest you'll pay.

Monthly Payment Budget

Your Debts

Debt 1

Debt 2

Debt 3

All data stays in your browser — we never see it.

🌨️ Snowball Method

Months to payoff
Total interest paid
Total paid
Debt-free date

🏔️ Avalanche Method

Months to payoff
Total interest paid
Total paid
Debt-free date

Balance Over Time

Snowball Payment Schedule

MonthDebtPaymentInterestRemaining
Enter your debts to see the schedule.

Avalanche Payment Schedule

MonthDebtPaymentInterestRemaining
Enter your debts to see the schedule.

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